Dispute an Error On Your Credit Report

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The FTC did a survey that showed more than 1 in 5 Americans had a credit report mistake. Mistakes that make you seem more risky than you really are.

For effective dispute resolution, first follow these two steps

Dispute an Error On Your Credit Report with the credit bureau.

 


Step 1: Dispute the negative item with the credit bureau


Step 2: Dispute the negative item with the lender


What happens if they won’t remove the negative item?


Common credit report errors


Incorrect personal information 

Duplicate and fraudulent accounts


Outdated information


What’s next?