Dispute an Error On Your Credit Report

The FTC did a survey that showed more than 1 in 5 Americans had a credit report mistake. Mistakes that make you seem more risky than you really are.

For effective dispute resolution, first follow these two steps

Dispute an Error On Your Credit Report with the credit bureau.

 

Step 1: Dispute the negative item with the credit bureau

Step 2: Dispute the negative item with the lender

What happens if they won’t remove the negative item?

Common credit report errors

Incorrect personal information 

Duplicate and fraudulent accounts

Outdated information

What’s next?