Lexington Law has successfully transformed into one of the most popular options after spending the last 16 years earning a reputation as one of the best credit repair companies in the industry.
This Lexington Law review will explain why this company and its services have remained so popular over the years. Is this one of the best credit repair companies in 2021 because of its generous discount program, seamless user experience, and affordable pricing plan? Let’s take a look.
You’ll Learn Everything There Is to Know About Lexington Law and Its:
- Services and pricing
- Customer reviews
- Pros and cons
- Competitors
- FAQs
Lexington Law Services is a law firm based in Lexington
Let’s start by looking at what makes Lexington Law restoration services what they are.
Challenging and possibly removing erroneous data
Late payments, foreclosures, bankruptcies, debt collections, charge-offs, repossessions, and judgments can all be challenged and removed by Lexington Law.
Do you want to know more about Lexington Law’s services? We combed the internet for the most useful Lexington Law credit repair reviews. Continue reading to learn about the company’s free consultation, discounts, resource center, customer service, and cancellation and refund policies.
Consultation on Credit is Free
While Lexington Law does not currently offer a free trial, all potential clients are entitled to a free credit consultation.
Discounts on Lexington Law
Active military personnel, veterans, students, and spouses or members of the same household receive a 50% discount on the first work fees under the Lexington Law.
Credit Repair Resource Center at Lexington Law
A fantastic credit education hub can be found on Lexington Law’s website. Loans and loan qualification, credit 101, credit repair, credit bureaus, credit cards, life events, negative items, and how to improve your credit score are all covered in this section. They also have an educational blog that covers topics such as repossessions and FCRA (Fair Credit Reporting Act) laws.
Customer Service at Lexington Law
Monday through Friday, 8:00 a.m. to 12:00 a.m., they offer customer service (EST). Customer service is available from 9:00 a.m. to 11:00 p.m. (EST) on Saturdays and 9:00 a.m. to 10:00 p.m. (EST) on Sundays. Customers can contact customer service by phone, email, or online chat.
Customer service reviews at Lexington Law are divisive. Some users say they had a bad experience with customer service, while others say they had an excellent experience.
Policies on Cancellation and Refunds
Do you want to know how to close your Lexington Law account? You can do so by contacting their customer service department at any time. Keep in mind that you will be responsible for any services rendered prior to your cancellation.
Guaranteed Credit Repair by Lexington Law
If you are dissatisfied with Lexington Law’s handling of the credit repair process or the level of service provided, you may be eligible for a refund within six months of engaging with the firm.
Levels of Service and Pricing at Lexington Law
So, how much does credit repair at Lexington Law cost? Below are the prices for their various packages:
Pricing chart for credit repair services at Lexington Law
Lexington Law has a pricing structure that is relatively simple to comprehend. Simply choose the level of service you require — and can afford — and pay a monthly fee. The cost of obtaining a credit report is $14.99.
Ease of Use
To begin using Lexington Law’s credit repair services, you must first contact the company. You can contact them through their website, email, or phone. They will then contact you and begin the case intake process.
TransUnion, Equifax, and Experian credit reports are obtained by Lexington Law. The reports are then reviewed by their dedicated team of attorneys and paralegals, who then begin communicating with the relevant creditors and credit bureaus.
According to Lexington Law reviews, the firm’s legal team applies a unique credit repair strategy to each and every case, so you can trust that they’ll work hard but, more importantly, they’ll work smart. For Concord Standard customers, the journey comes to an end here.
Following that is a credit score analysis, followed by a personalized improvement plan that outlines what you can do to improve your score for Concord Premier and PremierPlus customers. They deal with disputes and are available to coach, defend, and respond to you at all hours of the day and night.
You can track your case and monitor your results using the Lexington Law credit repair app at any time. The Lexington Law mobile app was created and released in 2018, and it is available to all Lexington Law clients for free. It has a biometric login, credit report access, status and action updates for each item, as well as a FICO score and progress tracker.
Overall, becoming a Lexington Law client is a simple, user-friendly, and intuitive process.
Security
When dealing with such sensitive information, Lexington Law takes security very seriously. It complies with PCI-DSS and EI3PA standards. Firewalls, file integrity monitoring, intrusion prevention and detection systems, and SSL encryption are all in place at Lexington Law.
Advantages and disadvantages
Credit repair in a hurry
Problems with billing and collections
Customer service hours have been extended.
It can be difficult to cancel an appointment.
Consultation on credit is provided for free.
Salespeople can be obnoxious.
Consultation on credit is provided for free.
Mobile app that is easy to use
An excellent online resource center.
Attorneys and paralegals handle cases.
Customer Reviews and BBB Ratings for Lexington Law
For the past 12 months, we combed through 200 Lexington Law complaints and compliments on the Better Business Bureau (BBB). The company has a BBB rating of C and is not BBB accredited at this time. It had a comfortable A- rating prior to its recent regulatory issues.
Many of the reviews are positive, and 45 of the 200 Lexington Law reviews we looked at had their issues resolved and 155 had their questions answered.
Competitors vs. Lexington Law Credit Repair
Let’s take a look at how Lexington Law compares to its competitors before we wrap up and answer your questions.
Sky Blue Credit vs. Lexington Law
Both companies have a no-hassle cancellation policy, low monthly fees, and appealing discount options. Although Lexington Law provides more services, Sky Blue Credit charges a flat fee regardless of your situation and provides a full 90-day refund guarantee.
Credit Saint vs. Lexington Law Credit Repair
Credit Saint has a $99 setup fee for their lower packages and a $195 setup fee for their Clean Slate package, but their monthly costs are less than Lexington Laws. In addition, the company offers a full 90-day money-back guarantee. The two businesses provide similar services.
CreditRepair.com vs. Lexington Law
Both Lexington Law and CreditRepair.com provide comprehensive credit repair and rehabilitation services in similar timeframes. Lexington Law is also the more cost-effective option, with CreditRepair.com charging $99.95 per month.
Ovation Credit Repair vs. Lexington Law
Ovation Credit Repair has only two tiers of service, whereas Lexington Law has three. Ovation charges an initial fee of $89, but their fees after that are significantly lower than Lexington Law’s, with the most expensive option only costing $89.
Final Thoughts On Lexington Law Reviews
Anyone who needs to repair their credit score can do so, as you can see after reading this Lexington Law review. The company’s stellar reputation, impressive track record, superior customer service, and comprehensive service offering prove that this is one of the best credit repair companies 2021 has to offer.